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Things Debt Collectors Won’t Tell You (Part 2)

by Mark J. Markus | Oct 31, 2011 | collections issues, debt collection, Uncategorized

In Part 1,  we learned a few important things that debt collectors won’t tell you.  Click here to see that post. This is the second (and last) installment of things debt collectors won’t tell you or don’t want you to know.  These are taken  from a...

Stopping Foreclosure: Better By Prayer or Bankruptcy Planning?

by Mark J. Markus | Oct 24, 2011 | foreclosures, etc., Uncategorized

A while back I wrote about the perils of waiting too long to file a bankruptcy case (see Dangers Of Waiting Too Long To File Bankruptcy). One common theme that is becoming ridiculously frequent is people waiting for loan modification approval to save their homes from...

How Does Bankruptcy Affect Cosigner Obligations And Debts?

by Mark J. Markus | Nov 11, 2010 | Bankruptcy Law, chapter 13, chapter 7, co-signers, credit card debt, Uncategorized

 Does Bankruptcy Eliminate Debts Of Cosigners? A question I frequently get asked is whether filing a bankruptcy case will eliminate the liability of any co-debtors or co-signers on loans or other debts owed by the party filing bankruptcy. The answer is no unless, of...

Can Bankruptcy Remove Judgments and Liens Chapter 7 13?

by Mark J. Markus | Oct 11, 2009 | Lien Avoidance, Uncategorized

A major source of confusion among people who file for bankruptcy is whether debts on which there is a judgment or lien can be removed (or discharged) in a bankruptcy case. Yes, they can.  If certain criteria are met. Part of the confusion comes from misuse of the the...

Means Test: 401k loan repayment not an Expense

by Mark J. Markus | May 29, 2009 | chapter 7, Los Angeles BK Issues, means test, Uncategorized

Loan repayments to a 401k plan cannot be used as a budget expense on the means test. The Ninth Circuit Court of Appeals ruled today, in the case of In re Egebjerg, that 401k loans are not a debt as defined in the bankruptcy code and as such, the amount of any loan...

New Bankruptcy Mortgage Modification Dropped

by Mark J. Markus | Apr 9, 2009 | chapter 13, real estate issues, Uncategorized

The following is just in from the American Bankruptcy Institute: MORTGAGE MODIFICATION, EXECUTIVE COMPENSATION LIKELY TO BE DROPPED FROM SENATE AGENDA Senate Democratic leaders appear likely to drop several high-profile legislative issues from their agenda, including...
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California Bankruptcy Attorney Certified Specialist in bankruptcy law handling exclusively bankruptcy cases since 1991 in Chapter 7, Chapter 11, and Chapter 13. Representation of debtors and creditors in bankruptcy.
This firm is a federally qualified debt relief agency and, among other things, helps people file for bankruptcy relief under the Bankruptcy Code.

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This website should not be construed as the giving of legal advice or the formation of an attorney-client relationship. Results of a case will vary based on the facts, circumstances, and legal issues involved. All cases must be properly reviewed prior to determining applicable law and likely conclusions. Attorney Mark J. Markus is responsible for the content of this website.
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