SORRY FOLKS, THE WORLD DIDN’T END IN 2012
Many (OK, some) believed that the correct interpretation of the Mayan calendar yielded the conclusion that the world was going to end on December 21, 2012. Depending on your point of view, this may be good news or bad news. In truth, all that happened was the end of one Mayan calendar cycle (just like ours ends every December 31, and the world does not end then–January 1 starts a new calendar year).
Those facing severe financial problems often feel like their world is crashing down around them and would love to see the problems disintegrate (hopefully not along with our planet). If you were one of those waiting to see if the world would end instead of tackling your credit card, medical, tax and other debt problems, now is your chance.
THE WORLD DOESN’T NEED TO END TO GET DEBT RELIEF
Historically, people use the Christmas-Chanukkah -New Years holiday season to ignore their debt problems. Put them off until next year, they conclude– all the while stressing about the impending doom. Then they use tax time as another excuse for delay.
Bankruptcy offers the ability to obtain a fresh start by discharging certain debts (frequently all of them) and often without having to make any further payments on them. There are, of course, numerous factors which affect one’s eligibility to file a bankruptcy case under the various chapters, and factors which determine what one can accomplish through a bankruptcy case, and which assets can be kept, etc. That’s why your first step is to contact an experienced bankruptcy attorney for a consultation to see what options are available to you. Even if bankruptcy is not the optimal path for you, learning about your options from a professional will relieve stress and enable you to make a more informed decision.
NEW YEARS’ RESOLUTION: TALK TO A BANKRUPTCY ATTORNEY
Bankruptcy attorneys deal daily with clients who think their worlds are ending. All that’s really happening is a transition from one part of their financial lives to another. It is a positive growth step. It is not an ending, but a rebirth–a second chance (or third, or fourth) to get back on track and live life to its fullest.
I recently wrote about how bankruptcy laws are here to help you. Not taking advantage of the bankruptcy laws is like paying for health insurance and then not seeing a doctor when you break your leg.
As we enter the holiday season and approach a new year, I suggest taking the bull (or reindeer) by the horns. Make your New Years’ resolution getting rid of your debts–or at least getting a handle on them. Start by scheduling a consultation appointment with a qualified bankruptcy attorney in your area today. Consultations do not obligate you to file bankruptcy or do anything else. This is your chance to get on top of things for the new year. Act now, before the world ends—again.
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