Part 2 in the series examining things you should know that debt collectors don’t want you to know.
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Los Angeles Bankruptcy Blog: Current issues, comments, questions and answers in bankruptcy law.
Category Archives: Bankruptcy Law
Stopping Foreclosure: Better By Prayer or Bankruptcy Planning?
A while back I wrote about the perils of waiting too long to file a bankruptcy case (see http://bklaw.com/bankruptcy-blog/2010/06/waiting-too-long-to-file-bankruptcy/). One common theme that is becoming ridiculously frequent is people waiting for loan modification approval to save their homes from foreclosure and then contacting a bankruptcy attorney on the eve of foreclosure to try to…
Things a Debt Collector Won’t Tell You (Part I)
Anyone who has defaulted on a credit card or other debt has had to deal with harassing phone calls from debt collectors. Despite laws preventing it, these collectors will use intimidation, negative sales tactics and outright lies to get you to cough up money to them. Once you realize what is real and what isn’t,…
Warning: Check That Reaffirmation Agreement Before Your Bankruptcy Discharge Is Issued
You filed for Chapter 7 bankruptcy and had a balance due to the lender. Faced with what seemed to be certain repossession, you agreed to sign a reaffirmation agreement. All set, right? Not necessarily. There’s a moment in time when you reach a point of desperation. You need that car to get to work each…
How Do I Know Which Debts Were Discharged In Bankruptcy?
Once you get to the promised land in a bankruptcy case–the date your discharge is granted–there is frequently confusion among many as to which of their debts were in fact discharged. The confusion stems from expectations that there is some official specific ruling as to each debt. That would be nice, but it’s not the…
Ignoring Creditor Collection Calls: Good Idea or Not?
is it best to ignore creditor collection calls, or should you talk to them? Examination of the ramifications of ignoring the nasty creditor phone calls.
Do You Need an Attorney to File Bankruptcy?
How important is it to hire an attorney or lawyer to file bankruptcy? Do you really need representation? The answer is in most cases, a resounding “yes!”
Wage Garnishment and Bankruptcy Filing
Waiting until after receiving a wage garnishment to look into bankruptcy can result in you being unable to pay for an attorney and have legal representation.